Credit and Your Consumer Rights In the last couple months I have had a lot of issues pertaining to my credit. I have learned that a good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases. Based on your credit payment history, businesses can choose to grant or deny you credit provided you receive fair and equal treatment. Sometimes, things happen that …showed first 75 words of 1518 total…

…showed last 75 words of 1518 total…in debt. Counselors try to arrange repayment plans that are acceptable to you and your creditors. They also can help you set up a realistic budget. These services usually are offered at little or no cost. Universities, military bases, credit unions, and housing authorities also may offer low- or no-cost credit counseling programs. Check the white pages of your telephone In conclusion, you need to keep up with your credit or you may be sorry.